Loan Programs | Commercial Loan Resource
Five Core Programs · Direct Lender Access on Every Product

Loan programs for every investment scenario.

Whether you're acquiring, refinancing, building, or bridging, Commercial Loan Resource matches your deal to the right capital source from 200+ lender relationships across all 50 states. Submit once — written terms typically inside 24 hours.

Submit Your Deal →Call Jeff: (470) 237-7140
01 Investment Property & DSCR

Rental financing qualified on cash flow — not your W2s.

Buy or refinance rentals using the property's income, not personal tax returns. Single-unit to 10-unit, long-term fixed structures, and flexible qualification for self-employed, foreign national, and ITIN borrowers. Built for portfolio builders who want to scale without DTI walls.

SFR rentals2–10 unitsShort-term rentalsPortfolio scalingCash-out refi
Max LTVUp to 80%
Term30-year fixed
QualificationProperty cash flow
EligibilityForeign national / ITIN
Units1 to 10
Submit deal →
02 Commercial Real Estate

Acquisition, refinance, and value-add capital for income property.

Multifamily 5+ units, mixed-use, office, retail, and industrial. Agency, CMBS, and bridge options matched to the asset and business plan — whether you're stabilizing, repositioning, or pulling equity out of a performing building.

5+ unit multifamilyMixed-useOfficeRetailIndustrialValue-add
Max LTVUp to 80%
Loan size$1M to $25M+
StructuresAgency / CMBS / Bridge
UseBuy / Refi / Value-add
Close14–21 days
Submit deal →
03 Bridge & Hard Money

Short-term capital for deals that can't wait.

Asset-based financing for time-sensitive acquisitions, payoff deadlines, and value-add plays. Underwriting weighs the asset and the exit, not stacks of paperwork — so you can move when a deal demands speed.

Time-sensitive buysPayoff deadlinesValue-addRepositionQuick close
Max LTVUp to 75%
Loan size$250K to $10M
UnderwritingAsset-based
Close5–10 days
TermShort-term
Submit deal →
04 Fix & Flip

Purchase plus rehab capital in one facility.

Funding for SFR, 2–4 unit, and small multifamily flips — purchase and renovation covered together. Rehab funds release as the work progresses so your own cash isn't tied up in the project.

SFR flips2–4 unitsSmall multifamilyRehab drawsInvestor experience welcome
Max leverageUp to 90% LTC
Max LTARVUp to 75%
Rates from8.99%
Loan size$100K to $5M
Close7–14 days
Submit deal →
05 New Construction

Ground-up financing for experienced builders and developers.

Spec, infill, and build-for-rent ground-up projects for builders with a track record. Draws move on snap draws — submit progress photos from your phone and funds release without waiting on a scheduled inspector visit, so your crews keep moving.

Ground-up specInfillBuild-for-rentSnap drawsExperienced builders
Max leverageUp to 85% LTC
Max LTARVUp to 70%
Rates from9.49%
DrawsSnap draws (phone photo)
Loan size$50K to $10M+
Submit deal →
Terms vary by deal. LTV, rates, leverage, and timelines depend on the property, borrower profile, market, and lender. Figures shown are typical program maximums, not guarantees. Submit your scenario and Jeff will match it to the best-fit capital source and return written terms.
One Submission

Not sure which program fits? Just send the deal.

Tell us the property, the number, and the timeline. Jeff matches it to the right source and gets you written terms — usually inside 24 hours.

Submit Your Deal →Call Jeff: (470) 237-7140
Commercial Loan Resource — Jeff LaVigne
$788M+ funded · 750+ deals closed · 200+ lender relationships · All 50 states
Direct access to capital for investors, builders, developers, and property owners.

Call/Text Jeff: (470) 237-7140 · [email protected]

© 2026 Commercial Loan Resource™. By Jeff LaVigne, All rights reserved. Commercial Loan Resource is not a lender or financial advisor.