Loan Programs | Commercial Loan Resource
$788M+ Funded · 750+ Deals Closed · All 50 States

Every program. One direct line to capital.

From rental-income DSCR loans to ground-up construction — the full range of capital products Commercial Loan Resource matches to the right lender on day one. Jump to any program below.

$788M+
Capital funded
750+
Deals closed
200+
Lender relationships
24 hrs
Typical written terms
Rental Investment · Long-Term

DSCR Loans

Debt Service Coverage Ratio loans qualify your rental property on its own cash flow — not your tax returns. Built for buy-and-hold investors who want to scale without the income-doc bottleneck of conventional financing.

  • No tax returns, W-2s, or DTI calculations required
  • Qualify on the property's rental income alone
  • LLCs, corporations, and foreign nationals welcome
  • 30-year amortization with fixed-rate or interest-only options
Multifamily · Mixed-Use · Retail

Commercial Real Estate

Multifamily 5+ units, mixed-use, office, retail, and industrial. Acquisition, refinance, and value-add capital matched to your hold strategy — from bridge to permanent financing.

  • 5+ unit multifamily through large commercial portfolios
  • Bridge, permanent, agency, and CMBS options
  • Acquisition, refinance, and cash-out structures
  • Non-recourse available on qualifying deals
Short-Term · Fast Close

Bridge & Hard Money

Short-term capital for time-sensitive acquisitions, payoff deadlines, and value-add plays. Asset-based underwriting means fewer conditions and faster closes.

  • Close in as fast as 5–10 days on qualifying files
  • Interest-only payments through the term
  • Asset-based underwriting, light documentation
  • Take out with permanent financing, refi, or sale
Rehab · Resell

Fix & Flip

Purchase plus rehab capital in one loan, interest-only payments, and fast draws so your crews keep working. Built for active flippers and BRRRR investors.

  • Up to 90% of purchase price + 100% of rehab budget
  • Fast draw releases — no waiting on slow inspectors
  • Interest-only during the rehab and resale period
  • Refinance to DSCR if you decide to hold instead
Build From The Ground Up

New Construction

Ground-up financing for experienced builders and developers — spec, infill, and build-for-rent. Draw structure built around your construction timeline, with inspector-verified releases.

  • Lot acquisition + vertical construction in one structure
  • Up to 85% LTC, 70% LTARV
  • Fast, inspector-verified draw releases
  • 1 to 50+ units — residential to small commercial
SBA 7(a) · 504 · Express

SBA Loans

Government-backed financing for business acquisitions, owner-occupied commercial real estate, and expansion capital — with leverage and terms conventional lenders won't match.

  • SBA 7(a), SBA 504, and SBA Express programs
  • Up to 90% LTV for owner-occupied CRE
  • Terms up to 25 years on real estate
  • Business acquisition, working capital, and equipment financing
Don't See Your Scenario?

If it's a real estate or business loan, we can find the lender.

Our network spans 200+ active lending partners across every major product type — including programs that aren't on this page. Submit a scenario, talk to Jeff directly, or both.